Our Process

How we work

Our Approach

We make your car buying experience stress free

Representative example:

Borrowing £5,000 over 5 years with a representative APR of 24.9%, an annual interest rate of 24.9% (Fixed) and a deposit of £0.00, the monthly payment would be £139.35 per month, with a total cost of credit of £3,361 and a total amount payable of £8,361.

How It Works

Hassle free process

We work with you

We take away the pain and stress of buying a car on finance and replace it with a friendly and extremely efficient service that will leave you feeling the love you deserve from buying a car! If you need car finance and have been searching for Car Credit because you need a car but can’t get credit, we work with a panel of lender who will try to assist you.

Getting you approved

Whether you have a perfect credit file or life has happened and left you with a poor credit history. We work with lenders that can help with any circumstances. Apply online using our quick and easy application process and we’ll do all the hard work and let you know when you’ve been approved.

Getting you on the road

With a trusted dealer network with over 10,000 vehicles in group stock, we’re sure to find a car you love, and with home delivery available, there is no need for you to leave the sofa.

Finance Types

Compare Finance Options

Finance features:Hire purchase (HP)Personal contract purchase (PCP)Personal loan
Requires initial depositOptionalOptional
Car is yours at the end of the agreement
Fixed monthly payments
Avoid (final) balloon payment
Avoid excess mileage charge
Secured against an asset (e.g. a car)
Support with vehicle issues

Our Reviews

What our customers say

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Contact Us

Need to talk?

If you need to talk to us, please get in touch with our customer care team below. They will be able to direct your enquiry to the relevant department.

Customer Support
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