How We Work

We work with you

We make your car buying experience stress free!
We take away the pain and stress of buying a car on finance and replace it with a friendly and extremely efficient service that will leave you feeling the love you deserve from buying a car!
If you need car finance and have been searching for Car Credit because you need a car but can’t get credit, we work with a panel of lender who will try to assist you, make an application today!

Getting you approved

Whether you have a perfect credit file or life has happened and left you with a poor credit history. We work with lenders that can help with any circumstances. Apply online using our quick and easy application process and we’ll do all the hard work and let you know when you’ve been approved.

Representative example 24.9% APR



We are a credit broker, not a lender. We compare multiple lenders to help you find the best rate available from our panel. We receive a fixed fee commission per finance agreement, or we receive a commission based on a percentage of the total amount of finance taken. This will not affect the interest rate offered or the total amount repayable. Our service is completely free to our customers.

Representative example: Borrowing £5,000 over 5 years with a representative APR of 24.9%, an annual interest rate of 24.9% (Fixed) and a deposit of £0.00, the monthly payment would be £139.35 per month, with a total cost of credit of £3,361 and a total amount payable of £8,361.

Getting you on the road

With a trusted dealer network with over 10,000 vehicles in group stock, we're sure to find a car you love, and with home delivery available, there is no need for you to leave the sofa.